💰 10 ChatGPT Prompts To Build Wealth & Financial Discipline 📈💵

1️⃣ Step-by-Step Investment Plan

“I have ₹[amount] and want to grow it by [goal]% in [timeframe]. Create a 12-month investment plan with monthly actions, allocation by asset type, buy/sell rules, and a checklist I can follow.”

2️⃣ Stock Analysis Blueprint

“Analyze stock [TICKER]. Give me a clear 8-step process to evaluate it — including key ratios, data sources, thresholds for good performance, and a final decision rule (buy/avoid).”

3️⃣ Smart SIP Strategy

“I want ₹[target amount] in [months]. I can invest ₹[monthly amount] monthly. Build a SIP plan showing expected returns, asset split (equity/debt), and a monthly execution checklist.”

4️⃣ Dividend Income Plan

“I want to earn ₹[target] yearly through dividends. Design a low-risk portfolio, ideal yield %, stock screening criteria, and a quarterly rebalancing guide.”

5️⃣ Trading Routine Setup

“Build a repeatable 10-step trading system for capital ₹[amount]. Include entry signals, stop loss rule, position sizing, record-keeping, and one example trade.”

6️⃣ Quarterly Portfolio Rebalance

“My portfolio : [list or %]. Create a quarterly rebalance routine with target weight bands, when to sell/buy, and a 5-line template to log actions.”

7️⃣ Stock Screening Rules

“Give me 10 numeric rules to identify good mid-term stocks (1–3 years). Cover growth, profit, debt, valuation, and insider holding — with example thresholds.”

8️⃣ Low-Risk Options Income

“Explain how to run a safe covered call strategy on a blue-chip stock. Show step-by-step strike selection, expiry choice, premium goal, lot sizing, and exit plan.”

9️⃣ Monthly Money System

“Design a simple monthly money system. Include budget split (needs/wants/savings), automatic transfers, review checklist, and one rule to avoid emotional investing.”

🔟 4-Week Valuation Mastery Plan

“Teach me valuation in 4 weeks. Break it into weekly modules with exercises, key metrics (PE, ROE, DCF), and one real company to analyze each week.”